ADU Solutions for San Diego Homeowners
Whether you're looking for rental income, a guest house, multigenerational living, or a backyard home office, we build custom ADUs to suit your exact lot and budget. CRS Builders has completed over 150 ADU and custom home projects across San Diego County.
Detached
ADUs
Complete standalone backyard homes up to 1,200 sq ft. Perfect for premium rentals, guest houses, or in-law suites. Detached ADUs — also known as backyard houses or granny flats — offer full independence from your primary residence with separate utilities, entrances, and living spaces.
Attached
ADUs
An extension of your primary residence, ideal for expanding your current footprint while maintaining backyard space. Attached ADUs share a wall with your home and can include 1–2 bedrooms, a full kitchen, and a private entrance.
Garage
Conversions
The most cost-effective way to add an ADU by utilizing your existing footprint. Garage conversions in San Diego typically cost 30–40% less than new construction because the foundation and framing already exist.
Junior
ADUs
Convert existing interior square footage (up to 500 sq ft) with a private entrance inside your home. Junior ADUs (JADUs) are the most affordable ADU option and can be built alongside a standard ADU on the same property.
How Long Does It Take to Build an ADU?
A typical ADU project in San Diego takes 9–18 months total from consultation to move-in. Here's a breakdown of each phase.
Consultation & Design
Site evaluation, architectural design, 3D renderings, and material selection.
Permitting & Engineering
Plan submissions, city permit processing, structural engineering, and Title 24 compliance.
Construction
Foundation, framing, utilities, interior finishes, and exterior landscaping.
Final Inspection
City inspections, utility connections, certificate of occupancy, and key handover.
Already have approved plans? We can start construction in as little as 2 weeks — ask about our approved plan discount.
View Our Full Build Process arrow_forwardADU vs. JADU vs. Garage Conversion
Not sure which ADU type is right for your property? Here's how the three main options compare for San Diego homeowners.
| Feature | Detached ADU | Garage Conversion | Junior ADU |
|---|---|---|---|
| Max Size | 1,200 sq ft | Existing garage footprint | 500 sq ft |
| Cost Range | $150K–$375K | $100K–$175K | $50K–$120K |
| Timeline | 9–18 months | 6–12 months | 4–8 months |
| Private Kitchen | ✅ Full kitchen | ✅ Full kitchen | ⚠️ Efficiency kitchen only |
| Separate Entrance | ✅ Yes | ✅ Yes | ✅ Yes |
| Owner Occupancy Required | No (as of 2025) | No (as of 2025) | Yes |
| Rental Income Potential | $1,800–$3,500/mo | $1,500–$2,500/mo | $1,000–$1,800/mo |
| Best For | Maximum ROI & rental income | Budget-friendly ADU | In-law suite or starter income |
ADU Financing Options in San Diego
Building an ADU is one of the smartest investments a San Diego homeowner can make — and there are several financing options available to make it accessible.
Home Equity Line of Credit (HELOC)
The most common option. Borrow against your existing home equity at competitive rates. Many San Diego homeowners have significant equity built up.
ADU-Specific Construction Loans
Several California lenders now offer loans designed specifically for ADU construction, with terms based on the projected rental income of your new unit.
Cash-Out Refinance
Refinance your primary mortgage at current rates and use the cash to fund your ADU. This option works best when interest rates are favorable.
CalHFA ADU Grant Program
The California Housing Finance Agency offers up to $40,000 in pre-development grants for ADU construction — covering permits, soil tests, and architectural plans.
ADU Investment Calculator
Explore Our Floor Plans.
Choose from 10 architect-designed ADU plans — from cozy 400 SF studios to spacious 1,200 SF family suites.
The Smartest Investment You'll Make.
Building an ADU is currently the most predictable way to increase your property value and generate passive income in California. San Diego's strong rental market and California's pro-ADU legislation make this the ideal time to invest.
+30%
Average Property Value Increase
$2.5k
Average Monthly Rental Income
0
HOA Approvals Required by State Law
Frequently Asked Questions About ADUs in San Diego
What is the difference between an ADU and a JADU? expand_more
An ADU (Accessory Dwelling Unit) is a fully independent living unit — either detached or attached — with its own kitchen, bathroom, and entrance. ADUs can be up to 1,200 square feet in San Diego. A JADU (Junior ADU) is a smaller unit (up to 500 sq ft) created by converting existing space within the primary home. JADUs require only an efficiency kitchen (no gas range) and may share a bathroom with the main house. The key advantage is that California law allows you to build both an ADU and a JADU on a single-family lot.
How much does it cost to build an ADU in San Diego? expand_more
ADU construction costs in San Diego typically range from $150,000 to $375,000 for a detached unit, depending on size and finishes. Garage conversions are more affordable at $100,000–$175,000, while Junior ADUs can cost $50,000–$120,000. CRS Builders' design-build pricing includes everything — architectural plans, permits, engineering, construction, and final inspection. Get a personalized estimate with our ADU cost calculator.
Do I need an architect to build an ADU in San Diego? expand_more
Yes, you need stamped architectural plans to pull a building permit for an ADU in San Diego. However, with CRS Builders' design-build approach, architectural design is included in our service — no need to hire a separate architect. We handle the full design process in-house, including 3D renderings, structural engineering, and Title 24 energy calculations. You can also choose from our 10 pre-designed floor plans to save time and design costs.
What is the ROI on building an ADU in San Diego? expand_more
ADUs in San Diego provide exceptional ROI. On average, a completed ADU adds $200,000–$350,000 in property value — often exceeding the construction cost. Monthly rental income averages $2,000–$3,500 depending on size and location, meaning most ADUs pay for themselves within 6–8 years. Read our detailed ADU rental income case study for real numbers from a completed project.
How many ADUs can I build on my property in San Diego? expand_more
Under current California law (AB 68 and SB 9), single-family lots can have one ADU plus one JADU. Multi-family properties can add up to two detached ADUs. Some lots may qualify for additional units through SB 9 lot splits. The number of ADUs you can build depends on your lot size, zoning, and local regulations. Contact us for a free consultation to evaluate your specific property.
Does building an ADU increase my property taxes? expand_more
Yes, but only on the added value of the ADU — not your entire property. Under Proposition 13, your existing home's assessed value remains unchanged. Only the new construction (the ADU itself) is reassessed at current market rates. For a typical $250,000 ADU, you can expect an annual property tax increase of approximately $2,500–$3,000. This is typically offset many times over by rental income of $24,000–$42,000 per year.
Can I build an ADU on a hillside lot in San Diego? expand_more
Yes, but hillside lots may require additional engineering, grading, and retaining walls, which can increase costs. San Diego's hillside development regulations may also dictate setbacks and height restrictions. CRS Builders has experience building ADUs on challenging sites across La Jolla, Del Mar, and Point Loma — areas known for steep topography.
Can I build an ADU without a permit? expand_more
No. All ADU construction in San Diego requires a building permit — regardless of size. Unpermitted units cannot be legally rented, insured, or counted toward your property value. They also create serious liability issues. CRS Builders handles the entire ADU permitting process on your behalf, including plan submissions, city reviews, and final inspections.
Why choose CRS Builders over a prefab ADU company? expand_more
Prefab ADUs may seem faster, but they often come with hidden costs — site preparation, foundation work, utility connections, and permits are rarely included. CRS Builders constructs every ADU on-site using traditional building methods, giving you far greater flexibility in design, materials, and finishes. Our builds are custom-tailored to your lot's unique conditions, and our design-build model means one team handles everything from blueprints to the final walk-through. No miscommunication between separate companies.
ADU Guides & Blog Posts
ADU Permits San Diego: 2026 Complete Guide
Everything you need to know about the ADU permitting process in San Diego County.
InvestmentADU Rental Income: A San Diego Case Study
Real numbers from a completed ADU project showing construction cost vs. monthly rental income.
ROIMaster Room Addition ROI: Is It Worth It?
Comparing the return on investment for room additions vs. ADUs in San Diego's real estate market.
We Build ADUs Across San Diego.
CRS Builders serves homeowners in every major San Diego neighborhood. Click below to learn about ADU regulations and zoning in your area.
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